RDRC FY2023 Research Projects
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This collection contains all completed Retirement & Disability Research Center projects funded in FY2023.
Recent Submissions
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WI23-10: Improving Financial Security for People with Disabilities: The Promise of ABLE Accounts
(Center for Financial Security, 2023)A burgeoning literature documents ways that programmatic barriers hinder efforts by individuals to obtain needed public benefits, and otherwise harm recipients of public aid. The $2,000 resource limit on countable financial ... -
WI23-09: Social Security Policy Design and Racial Wealth Disparities
(UW-Madison Retirement and Disability Research Center, 2023)Using the Health and Retirement Survey (HRS), we document large wealth disparities between older age persons in White households vs. Black households. We find that racial wealth disparities widen with age across the entire ... -
Wi23-09: Social Security Policy Design and Racial Wealth Disparities
(UW-Madison Retirement and Disability Research Center, 2023)Using the Health and Retirement Survey (HRS), we document large wealth disparities between older age persons in White households vs. Black households. We find that racial wealth disparities widen with age across the entire ... -
WI23-11: Work-Related Injuries and Older Workers: Earnings, Labor Supply, Program Participation, and Retirement
(Center for Financial Security, 2023)The majority of older workers have jobs that require some physical effort, and one-quarter experience a new disability after age 55. Roughly 25 percent of these work-limiting disabilities are incurred on the job. Work-related ... -
WI23-12: Financial Inclusion Across the United States
(Center for Financial Security, 2023)Individual and employer retirement plans (namely IRAs and 401ks) serve as important supplements to Social Security income during retirement. How widely these plans are used, and by whom, are fundamental facts needed to ... -
WI23-13: How Does the Death of a Partner During the COVID-19 Pandemic Affect the Economic Security of the Surviving Older Adult? Evidence From Credit Panel and Labor Force Participation Data
(Center for Financial Security, 2023)The death of a partner has long been recognized as a significant threat to the economic security of older adults. Older adults experienced a significant increase in unexpected deaths during the COVID-19 pandemic. This study ... -
WI23-14: Pathways into and out of Housing Insecurity and Homelessness: Relationships between Age, Public Program Use, and Housing Stability
(Center for Financial Security, 2023)Age-related health and financial changes can threaten an older adult’s housing security and result in homelessness. Becoming unhoused is especially dangerous for older adults since it impacts both their mental and physical ... -
WI23-08: COVID-19 Health Disparities and the Economic Security of Families with Children
(Center for Financial Security, 2023)The COVID-19 pandemic has disproportionately impacted low-income families and racial and ethnic minority communities. This project will use new data from the Panel Study of Income Dynamics (PSID) to contribute to our ... -
WI23-07: The Impacts of Racial Differences in Economic Challenges on Housing, Wealth, and Economic Security Among OASI Beneficiaries
(Center for Financial Security, 2023)Housing wealth comprises 40 percent of the net wealth of retirement-age Americans, 43 percent of whom have not yet paid of their mortgages. This report analyzes two research questions. First, we evaluate the extent to which ... -
WI23-04: “It’s Hard to Know What to Expect”: Parents of Children with Disabilities in Retirement
(Center for Financial Security, 2023)Income from the Social Security Administration (SSA)—through retirement, disability, and family benefits from the Old Age, Survivors, and Disability Insurance (OASDI) program and payments from the Supplemental Security ... -
WI23-05: The Effect of Public Policies on Work: Disability: A Life Course Perspective
(Center for Financial Security, 2023)Our study estimates the impact of exposure to three welfare-enhancing policies—Medicaid, Food Stamps, and the Earned Income Tax Credit (EITC)—throughout the life course on individuals experiencing work disability in later ... -
WI23-02: Disparities by Race and Sex in SS(D)I Applications and Awards
(Center for Financial Security, 2023)This study examines racial and gender disparities in the applications and awards of Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) programs, using administrative records from the Social ... -
W23-03: Social Security Administration's Growing Interest in the Child Tax Credit and Other Child-Driven Income Support Programs
(Center for Financial Security, 2023)We use the March 2022 Current Population Survey (CPS) Annual Social and Economic Supplement (ASEC) to assess distributional differences related to income and poverty, racial differences, and geographical differences among ...