Low and moderate-income households are less likely to plan for long term financial goals, including retirement. Targeting low and moderate income households with efficient and effective financial education and planning ...

This report describes several linked empirical studies that examine the activities of public libraries in increasing the financial literacy of their service population. It describes a qualitative field study of librarians’ ...

The purpose of this study is to increase understanding of the sources of observed gender disparities in Wisconsin Deferred Compensation Program (WDC) account balances. With this information, the WDC hopes to increase the ...

Use of social media has grown exponentially among all ages and groups in recent years and is an important trend for those interested in building financial capacity because close associates are known to be important sources ...

The Retirement Savings Contribution Credit, or Saver’s Credit, was created to encourage greater retirement savings among lower-income households. However, there has been limited use of the credit since its introduction, ...

This paper describes a pilot version of a field experiment designed to test theories of timeinconsistency (a model of quasi-hyperbolic discounting) in the context of a savings decision made by low-income tax filers. By ...