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EMF21-03: Effects of Income Payment Timing on Financial Shortfalls for Retirees and People with Disabilities
(Center for Financial Security, 2021)
A key question that this study aims to explore is whether Social Security income payment timing affects financial shortfalls. We would expect that pay cycle would not affect likelihood of financial shortfall. However, this ...
WI21-07: Economic Security in Retirement: How Does Borrowing from Home Equity After a Health Shock Affect Health Outcomes?
(Center for Financial Security, 2021)
The onset of a costly disease in retirement can present a significant threat to economic security. Older adults often self-insure against these risks by accumulating wealth, including home equity. For many older adults, ...
WI21-02: Retirement in the Context of Intergenerational Transfers
(Center for Financial Security, 2021)
The literature examining the motivation for, and consequences of, retirement has tended to focus primarily on retirees and their spouses. However, since the decision to retire is deeply rooted in extended family ...
IRP 21-01: Labor Force Transitions, Income Changes, and Poverty Entries among Older Workers During the COVID-19 Pandemic
(Center for Financial Security, 2021)
Economic downturns, like the one caused by the COVID-19 pandemic, can change retirement plans by prompting early retirement or inducing workers to remain in the labor force longer. These changes in the timing and circumstances ...