FY2020
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This collection contains all completed Retirement & Disability Research Center projects funded in FY2020.
Recent Submissions
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IRP20-01: Criminal Justice Involvement and Well-Being in Old Age
(Center for Financial Security, 2020)This paper uses data from the Criminal Justice Administrative Records Systems linked with survey and administrative data sources from the U.S. Census Bureau to provide the first evidence on the looming retirement crisis ... -
WI20-Q2: Economic Security of Older Adults during the COVID-19 Crisis: Early Data to Inform Research and Policy
(Center for Financial Security, 2020)This study documents the credit outcomes of older adults immediately before and after the onset of the COVID-19 pandemic in the US. Using credit data to track indicators of financial distress, this study shows that on ... -
WI20-Q1: Determinants of the Use of Supplemental Security Income by American Indian and Alaska Natives
(Center for Financial Security, 2020)American Indian and Alaska Natives (AIAN) participate in the Supplemental Security Income (SSI) program at about twice the rate of the general population. Despite experiencing some of the worst poverty and mortality rates ... -
JSIT20-05: The Unintended Effect of Medicaid Aging Waivers on Informal Care giving
(Center for Financial Security, 2020)Medicaid aging waivers incentivize older adults who need long-term care to stay at home rather than move into a nursing facility. However, this policy may inadvertently shift care burdens onto informal caregivers. Using ... -
JSIT20-04: The Effect of Insurance Expansion on SSI Participation: Evidence from the ACA
(Center for Financial Security, 2020)Before states expanded their Medicaid programs, low-income adults without dependent children were typically only eligible for Medicaid insurance coverage through the Supplemental Security Income Program (SSI) due to a ... -
JSIT20-03: Pension Plan Types and Social Security Knowledge: New Survey Evidence
(Center for Financial Security, 2020)Knowledge of the Social Security (SS) Old-Age and Survivors Insurance program affects people’s work, consumption, and savings decisions before retirement and in turn impacts financial well-being in retirement. Despite ... -
JSIT20-02: Impacts of Parental Health Shocks on Adult Children’s Wealth Accumulation
(Center for Financial Security, 2020)Understanding current and future retirees’ financial security requires considering that decision-making and subsequent consequences may extend beyond them to their significant others (or their adult children). Children ... -
GRMF20-01: Continuous Convergence of Cumulative (Dis)advantage? U.S. Immigrants' Economic Integration in Later Life
(Center for Financial Security, 2020)People migrate at various ages and, depending on their age at migration, have different life opportunities as well as needs for public assistance. Immigrants who arrive in the U.S. under the age of 18 are commonly sorted ... -
JSIT20-01: Direct and Spillover Effects of Child Supplemental Security Income
(Center for Financial Security, 2020)Children having a sibling with a disability are often disadvantaged as parents need to divert a high proportion of their resources, time, and energy on the child with a disability in the family (Abrams, 2009). Prior research ... -
Postdoc20-01: High School Coursework and Labor Force Attachment at Midlife
(Center for Financial Security, 2020)Work during the preretirement years is a vital component of long-term wellbeing, especially with life expectancy increasing and the burden of saving for retirement shifting heavily toward workers. Employment experiences ... -
Postdoc20-02: Economic Impact of State Paid Family Leave Policies on Caregivers with Older Disabled Adults
(Center for Financial Security, 2020)This study examines the impact of the state paid family leave mandates on working-age individuals residing with older and/or disabled adults. When facing the dual demands of employment and taking care of family members ... -
WI20-12: Caregiving and Labor Force Participation: New Evidence from the Survey of Income and Program Participation
(Center for Financial Security, 2020)A large share of the growing demand for care is met informally by relatives. Many family caregivers also work, and the empirical evidence suggests that burden of caregiving interferes with employment. Although it is ... -
WI20-02: Firm Investment, Labor Supply, and the Design of Social Insurance: Evidence from Accommodations for Workplace Disability
(Center for Financial Security, 2020)Long-term care represents a significant cost to older adults in the US, and nursing home use is an important part of long-term care. It is therefore important to understand how older adults make nursing home-related ... -
WI20-10: Home Ownership and Housing Debt in Retirement: Financial Asset for Consumption Smoothing or Albatross Around the Neck of Retirees?
(Center for Financial Security, 2020)For many retirees, the home is their most valuable asset. A house is both used as an investment and for consumption. If a home is paid for at the time when a person retires, they no longer have to service a mortgage or pay ... -
WI20-09: The Demographics Behind Aging in Place: Implications for Supplemental Security Income Eligibility and Receipt
(Center for Financial Security, 2020)Despite population aging, the nursing home population has declined since the 1980s. Recent surveys indicate most older adults prefer to “age in place” rather than move into an institution and, since the 1990s, the share ... -
WI20-07: Local Public Housing Authorities’ Housing Choice Voucher Policies Can Affect SSI Participation
(Center for Financial Security, 2020)Supplemental Security Income (SSI) and Housing Choice Vouchers (HCVs) both play an important role in the assistance offered to low-income households with disabilities, but the interaction of these programs is largely ... -
WI20-06: Trends in Conversations about SSDI in Online Forums
(Center for Financial Security, 2020)Applications to DI have declined in recent years but extant research shed little light on what has been driving these trends. Research surveys and interviews based on self-report data may not reveal more personal situations ... -
WI20-04: Lost and Found: Claiming Behavior in Abandoned Retirement Accounts
(Center for Financial Security, 2020)Many tax-advantaged retirement accounts require individuals to start taking distributions by a certain age (typically 70.5), yet some individuals fail to do so. When this occurs, the unclaimed accounts are often handed ... -
WI20-01: Nursing Home Use Expectations and Wealth Accumulation Among Older Adults
(Center for Financial Security, 2020)Long-term care represents a substantial financial risk to the elderly in the U.S., yet few elderly individuals purchase private insurance for such care. Less wealthy households may qualify for Medicaid coverage but remaining ... -
WI20-08: Economic Opportunity, Drug Overdose Mortality, and Disability
(Center for Financial Security, 2020)Recent work has demonstrated rising drug overdose mortality following industrial decline due to exposure to foreign trade. Despite experiencing similar declines in manufacturing-sector opportunities, some areas of the ...
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