Twenty million Americans had a substance use disorder (SUD) in 2014. Nearly 8 million had a co-occurring mental health condition (SAMHSA, 2015). SUDs and mental health are often intertwined but the directionality is less ...

In this study, I will explore the impact of social security eligibility on transfers between adult children and elderly parents and the resulting impact on wealth building among adult children. I will also study these ...

Social safety net programs provide benefits that insure against disability, poor health, unemployment, and old age. These programs stabilize the financial lives of beneficiaries. Recent work reveals that safety net programs, ...

The amount of financial debt held by seniors in the U.S. has grown substantially over the past decade. Prior research links higher levels of debt to increased psychological stress and decreased physical health. For seniors, ...

Forty states currently have work requirements for some individuals receiving nutritional assistance or “food stamps,” if they want to continue to receive benefits. This study will be the first to examine whether state-level ...

States have a long history providing personal income tax exemptions/deductions/credits for retirement income. State policies on retirement income exclusions vary substantially but have one or both of two purposes: to protect ...

This paper studies the impact of payday loan borrowing on the financial well-being of Social Security (SS) income and Supplemental Security Income (SSI) receivers. Specifically, it focuses on the borrowing behaviors of ...

Employer-provided disability coverage offers employees a way to insure against short-term spells of disability that prevent work, as well as a way to supplement long-term disability in the case of a health shock. Using ...

Older immigrant adults and racial ethnic minorities are more likely to be financially insecure and live in poverty compared to their U.S. born counterparts. Undocumented immigrants, in particular, may have fewer financial ...