Despite a large volume of studies on immigrants’ economic incorporation, most studies have focused on foreign-born adults at prime working age and paid little attention to those moving toward retirement. Given that the ...

The decline in defined benefit retirement plans coupled with longer life expectancy has made personal retirement savings a crucial component of a secure retirement. However, many middle-aged adults face economic insecurity ...

Twenty million Americans had a substance use disorder (SUD) in 2014. Nearly 8 million had a co-occurring mental health condition (SAMHSA, 2015). SUDs and mental health are often intertwined but the directionality is less ...

In this study, I will explore the impact of social security eligibility on transfers between adult children and elderly parents and the resulting impact on wealth building among adult children. I will also study these ...

Social safety net programs provide benefits that insure against disability, poor health, unemployment, and old age. These programs stabilize the financial lives of beneficiaries. Recent work reveals that safety net programs, ...

The amount of financial debt held by seniors in the U.S. has grown substantially over the past decade. Prior research links higher levels of debt to increased psychological stress and decreased physical health. For seniors, ...

This paper studies the impact of payday loan borrowing on the financial well-being of Social Security (SS) income and Supplemental Security Income (SSI) receivers. Specifically, it focuses on the borrowing behaviors of ...