Browsing RDRC FY2019 Research Projects by Issue Date
Now showing items 1-19 of 19
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JSIT19-01: The Effects of Opioids on Labor Market Outcomes and Use of Social Security Disability Insurance
(Center for Financial Security, 2019)This project investigates the effect of the rate of opioid prescriptions on labor market outcomes (e.g. labor force participation, employment) and Social Security Disability Insurance (SSDI) application and enrollment. ... -
WI19-04: Frictions in Saving and Claiming: An Analysis of Unclaimed Retirement Accounts
(Center for Financial Security, 2019)Retirees today face significant challenges in preparing for retirement, as they face greater responsibility in managing their savings. Savings is particularly important in light of longer lives and potential policy changes ... -
WI19-07: Housing Assistance and SSI Caseload Shifting
(Center for Financial Security, 2019)From 2009 to 2016, SSI caseloads increased by 9%, with 4.8 million prime-aged recipients in 2016. Over the same time period, TANF caseloads declined by 11%, reaching 1.5 million in 2016. Both programs provide cash-assistance ... -
Incentives for Home- and Community-Based Care Under the Affordable Care Act: Implications for SSI Receipt
(Center for Financial Security, 2019)One in three 65-year-olds will require long term care at some point in their lives. Most nursing home stays cost over $3,500 a month, an expense that eventually exhausts the financial resources of most families. Medicaid ... -
Health, Occupations, and Work at Older Ages
(Center for Financial Security, 2019)Increases in average life expectancy, better health in older ages, and work becoming less physically demanding have all contributed to a greater number of working years and postponed retirement. However, this is not uniformly ... -
Child Care for Families Raising Children with Disabilities: The Role of Federal Policy in Equitable Access
(Center for Financial Security, 2019)Despite consistent evidence that families with children with disabilities face great difficulty in balancing employment and caregiving, little is known about the role federal policies play in supporting employment of parents ... -
Household Debt and Financial Well-Being in Retirement
(Center for Financial Security, 2019)Recent trends in housing and financial asset appreciation would appear to be improving the financial well-being of older Americans. However, without also understanding debt, it is impossible to know whether retirees are ... -
WI19-01: Economic Opportunity and Spatial Variation in Labor Force Participation, Self-Reported Disability Status and Demand for SSI/SSDI
(Center for Financial Security, 2019)Both self-reported disability and receipt of federal disability assistance (SSI and SSDI) vary substantially across U.S. counties. This project examines whether and to what extent spatial variation in economic opportunit ... -
GRMF19-01: Nativity and the Exposure to Poverty in Later Life
(Center for Financial Security, 2019)Despite a large volume of studies on immigrants’ economic incorporation, most studies have focused on foreign-born adults at prime working age and paid little attention to those moving toward retirement. Given that the ... -
PostDoc19-01: Psychological Factors in Adolescence and Financial Retirement Preparation at Midlife
(Center for Financial Security, 2019)The decline in defined benefit retirement plans coupled with longer life expectancy has made personal retirement savings a crucial component of a secure retirement. However, many middle-aged adults face economic insecurity ... -
JSIT19-02: Substance Use Disorder Treatment and Completion among Older Populations
(Center for Financial Security, 2019)Twenty million Americans had a substance use disorder (SUD) in 2014. Nearly 8 million had a co-occurring mental health condition (SAMHSA, 2015). SUDs and mental health are often intertwined but the directionality is less ... -
JSIT19-05: The Impact of Social Security Eligibility on Transfers to Elderly Parents and Wealth-Building among Adult Children
(Center for Financial Security, 2019)In this study, I will explore the impact of social security eligibility on transfers between adult children and elderly parents and the resulting impact on wealth building among adult children. I will also study these ... -
JSIT19-03: Disability and Wealth: Exploring the Liquid Asset Trajectories of SSI and SSDI Applicants
(Center for Financial Security, 2019)Social safety net programs provide benefits that insure against disability, poor health, unemployment, and old age. These programs stabilize the financial lives of beneficiaries. Recent work reveals that safety net programs, ... -
W19-06: Debt Stress and Mortgage Borrowing in Older Age: Implications for Economic Security in Retirement
(Center for Financial Security, 2019)The amount of financial debt held by seniors in the U.S. has grown substantially over the past decade. Prior research links higher levels of debt to increased psychological stress and decreased physical health. For seniors, ... -
WI-IRP19-01: Effects of SNAP-Associated Work Requirements on Disability Claiming
(Center for Financial Security, 2019)Forty states currently have work requirements for some individuals receiving nutritional assistance or “food stamps,” if they want to continue to receive benefits. This study will be the first to examine whether state-level ... -
PostDoc19-02: The Impact of State Income Tax Breaks for the Elderly on Income
(Center for Financial Security, 2019)States have a long history providing personal income tax exemptions/deductions/credits for retirement income. State policies on retirement income exclusions vary substantially but have one or both of two purposes: to protect ... -
WI19-09: The Impacts of Payday Loan use on the Financial Wellbeing of the OASDI and SSI beneficiaries
(Center for Financial Security, 2019)This paper studies the impact of payday loan borrowing on the financial well-being of Social Security (SS) income and Supplemental Security Income (SSI) receivers. Specifically, it focuses on the borrowing behaviors of ... -
WI19-05: Short-term Disability Utilization: Evidence from Wisconsin Public Employees
(Center for Financial Security, 2019)Employer-provided disability coverage offers employees a way to insure against short-term spells of disability that prevent work, as well as a way to supplement long-term disability in the case of a health shock. Using ... -
JSIT19-04: Financial Security and Immigrants’ Legal Status: An Analysis of Net Worth in the United States
(Center for Financial Security, 2019)Older immigrant adults and racial ethnic minorities are more likely to be financially insecure and live in poverty compared to their U.S. born counterparts. Undocumented immigrants, in particular, may have fewer financial ...