Retirement and Disability Research Center
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The University of Wisconsin-Madison Retirement and Disability Research Center (UW-RDRC) is an applied research program which develops evidence that can assist policymakers, the public, and the media in understanding issues in Social Security, retirement, and disability policy, especially related to economically vulnerable populations. The UW-RDRC incorporates diversity of viewpoints and disciplines, develops diverse emerging scholars and generates research findings that are used in policy and practice.
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Center for Financial Security
Research briefs, reports, and other resources from CFS evaluations and studies focused on financial well-being.
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Center for Financial Security Publications
Research briefs, reports, and other resources from CFS evaluations and studies focused on financial well-being.
Recent Submissions
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Documenting Loss Aversion using Evidence of Round Number Bias
(Center for Financial Security, 2020)Many studies document loss aversion in the housing market, where expected losses lead to higher sales prices. However, exposure to expected losses may correlate with unobservables that influence housing prices. Under the ... -
GreenPath Financial Wellness: Virtual Financing Coaching Pilot
(Center for Financial Security, 2021)This report provides a brief review of prior studies to provide context for the Your Money Guide virtual coaching pilot. -
Employer Based Financial Wellness Programs in Wisconsin: Survey Findings
(Center for Financial Security, 2022)Survey findings of a study used to learn more about employer provided financial wellness programs in the State, as well as the impact of COVID-19 on these programs. -
The Impact of COVID-19 on Financial Capability Services: Equity, Accessibility , and the Future of Service Delivery
(Center for Financial Security, 2022)This report helps understand the transition to remote services among financial capability and asset building programs (e.g. financial education, counseling, coaching, emergency assistance, benefits navigation, housing ... -
WI23-10: Improving Financial Security for People with Disabilities: The Promise of ABLE Accounts
(Center for Financial Security, 2023)A burgeoning literature documents ways that programmatic barriers hinder efforts by individuals to obtain needed public benefits, and otherwise harm recipients of public aid. The $2,000 resource limit on countable financial ... -
JSIT22-04: Does Broadband Technology Affect Social Security Applications?: Evidence during the Closure of Social Security Field Offices
(2022)Policymakers have recently been paying enormous attention to broadband connectivity in the US, with about $65 billion allocated for high-speed internet across states. However, over 42 million Americans still lack internet ... -
WI22-09: The COVID-19 Pandemic and Older Adults' Employment and Economic Security: Insights from Earnings and Credit Panel Data
(UW-Madison Retirement and Disability Research Center, 2022)This study examines the relationship between reductions in labor force participation and earnings during the first 15 months of the COVID-19 pandemic and older adults’ economic security. Our particular focus is on consumer ... -
WI23-09: Social Security Policy Design and Racial Wealth Disparities
(UW-Madison Retirement and Disability Research Center, 2023)Using the Health and Retirement Survey (HRS), we document large wealth disparities between older age persons in White households vs. Black households. We find that racial wealth disparities widen with age across the entire ... -
Wi23-09: Social Security Policy Design and Racial Wealth Disparities
(UW-Madison Retirement and Disability Research Center, 2023)Using the Health and Retirement Survey (HRS), we document large wealth disparities between older age persons in White households vs. Black households. We find that racial wealth disparities widen with age across the entire ... -
WI23-11: Work-Related Injuries and Older Workers: Earnings, Labor Supply, Program Participation, and Retirement
(Center for Financial Security, 2023)The majority of older workers have jobs that require some physical effort, and one-quarter experience a new disability after age 55. Roughly 25 percent of these work-limiting disabilities are incurred on the job. Work-related ... -
WI23-12: Financial Inclusion Across the United States
(Center for Financial Security, 2023)Individual and employer retirement plans (namely IRAs and 401ks) serve as important supplements to Social Security income during retirement. How widely these plans are used, and by whom, are fundamental facts needed to ... -
WI23-13: How Does the Death of a Partner During the COVID-19 Pandemic Affect the Economic Security of the Surviving Older Adult? Evidence From Credit Panel and Labor Force Participation Data
(Center for Financial Security, 2023)The death of a partner has long been recognized as a significant threat to the economic security of older adults. Older adults experienced a significant increase in unexpected deaths during the COVID-19 pandemic. This study ... -
WI23-14: Pathways into and out of Housing Insecurity and Homelessness: Relationships between Age, Public Program Use, and Housing Stability
(Center for Financial Security, 2023)Age-related health and financial changes can threaten an older adult’s housing security and result in homelessness. Becoming unhoused is especially dangerous for older adults since it impacts both their mental and physical ... -
WI23-08: COVID-19 Health Disparities and the Economic Security of Families with Children
(Center for Financial Security, 2023)The COVID-19 pandemic has disproportionately impacted low-income families and racial and ethnic minority communities. This project will use new data from the Panel Study of Income Dynamics (PSID) to contribute to our ... -
WI23-07: The Impacts of Racial Differences in Economic Challenges on Housing, Wealth, and Economic Security Among OASI Beneficiaries
(Center for Financial Security, 2023)Housing wealth comprises 40 percent of the net wealth of retirement-age Americans, 43 percent of whom have not yet paid of their mortgages. This report analyzes two research questions. First, we evaluate the extent to which ... -
WI23-04: “It’s Hard to Know What to Expect”: Parents of Children with Disabilities in Retirement
(Center for Financial Security, 2023)Income from the Social Security Administration (SSA)—through retirement, disability, and family benefits from the Old Age, Survivors, and Disability Insurance (OASDI) program and payments from the Supplemental Security ... -
WI23-05: The Effect of Public Policies on Work: Disability: A Life Course Perspective
(Center for Financial Security, 2023)Our study estimates the impact of exposure to three welfare-enhancing policies—Medicaid, Food Stamps, and the Earned Income Tax Credit (EITC)—throughout the life course on individuals experiencing work disability in later ... -
WI23-02: Disparities by Race and Sex in SS(D)I Applications and Awards
(Center for Financial Security, 2023)This study examines racial and gender disparities in the applications and awards of Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) programs, using administrative records from the Social ... -
W23-03: Social Security Administration's Growing Interest in the Child Tax Credit and Other Child-Driven Income Support Programs
(Center for Financial Security, 2023)We use the March 2022 Current Population Survey (CPS) Annual Social and Economic Supplement (ASEC) to assess distributional differences related to income and poverty, racial differences, and geographical differences among ... -
EMF22-02: Social Security, Retirement and Farmers--A Survey of Wisconsin Farm Owners
(Center for Financial Security, 2022)Planning for retirement is something almost all individuals face as they age. However, farmers face a unique set of challenges when planning for retirement due to specific factors: the close tie between identity and ...