Browsing by Subject "D12"
Now showing items 1-4 of 4
-
WI20-11: Housing Wealth and Economic Security in Retirement: Does Borrowing from Home Equity Increase Adherence to Prescription Drugs?
(Center for Financial Security, 2020)The primary source of wealth for many older adults, particularly for those with lower incomes who rely entirely on Social Security for their incomes, is equity in the home. This project investigates the use of housing ... -
WI20-Q2: Economic Security of Older Adults during the COVID-19 Crisis: Early Data to Inform Research and Policy
(Center for Financial Security, 2020)This study documents the credit outcomes of older adults immediately before and after the onset of the COVID-19 pandemic in the US. Using credit data to track indicators of financial distress, this study shows that on ... -
WI21-07: Economic Security in Retirement: How Does Borrowing from Home Equity After a Health Shock Affect Health Outcomes?
(Center for Financial Security, 2021)The onset of a costly disease in retirement can present a significant threat to economic security. Older adults often self-insure against these risks by accumulating wealth, including home equity. For many older adults, ... -
WI21-10: Older Adult Out-of-Pocket Pharmaceutical Spending After Home Mortgage Payoff
(Center for Financial Security, 2021)Older adult homeowners increasingly carry mortgage debt into retirement. The share of homeowners aged 65 and older with outstanding mortgages doubled between 1989 and 2016, while the outstanding loan-to-value ratio tripled ...